Climate Change: Insurance Issues
There is now a consensus among the scientific community that the climate is changing, with potential risk to the global…
Insurance : Cellphones and Driving
Increased reliance on cellphones has led to a rise in the number of people who use the devices while driving.…
Catastrophes: Insurance Issues
The term “catastrophe” in the property insurance industry denotes a natural or man-made disaster that is unusually severe. An event…
Captives and Other Risk-Financing Options
Traditionally, businesses and other organizations have handled risk by transfer- ring it to an insurance company through the purchase of…
Disability Insurance Basics
Disabling injuries affect millions of Americans each year. Disability insurance, which complements health insurance, helps replace lost income if an…
Long-Term Care Insurance Basics
Long-term care insurance pays for services to help individuals who are unable to perform certain activities of daily living without…
Insurance : Annuities Basics
Annuities are financial products intended to enhance retirement security. An annuity is an agreement for one person or organization to…
Life Insurance Basics
Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool…
Insurance : Workers Compensation
Workers compensation insurance covers the cost of medical care and rehabilita- tion for workers injured on the job. It also…
Terrorism Risk and Insurance
Prior to September 11, 2001, insurers provided terrorism coverage to their com- mercial insurance customers essentially free of charge because…