The goal of every insurance company is to correlate rates for insurance policies as closely as possible with the actual…

There is now a consensus among the scientific community that the climate is changing, with potential risk to the global…

Increased reliance on cellphones has led to a rise in the number of people who use the devices while driving.…

Traditionally, businesses and other organizations have handled risk by transfer- ring it to an insurance company through the purchase of…

Disabling injuries affect millions of Americans each year. Disability insurance, which complements health insurance, helps replace lost income if an…

Long-term care insurance pays for services to help individuals who are unable to perform certain activities of daily living without…

Annuities are financial products intended to enhance retirement security. An annuity is an agreement for one person or organization to…

Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool…

Most businesses need to purchase at least the following four types of insurance: Property Insurance Property insurance compensates a business…