Traditionally, businesses and other organizations have handled risk by transfer- ring it to an insurance company through the purchase of…

Disabling injuries affect millions of Americans each year. Disability insurance, which complements health insurance, helps replace lost income if an…

Long-term care insurance pays for services to help individuals who are unable to perform certain activities of daily living without…

Annuities are financial products intended to enhance retirement security. An annuity is an agreement for one person or organization to…

Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool…

Most businesses need to purchase at least the following four types of insurance: Property Insurance Property insurance compensates a business…

Homeowners insurance provides financial protection against disasters. It is a pack- age policy, which means that it covers both damage…

Auto insurance protects against financial loss in the event of an accident. It is a contract between the policyholder and…

The insurance industry safeguards the assets of its policyholders by transferring risk from an individual or business to an insurance…